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As people begin to return to gyms and fitness centers for motivation and camaraderie, perhaps abandoning (or even selling) their home gym equipment in exchange for a gym membership, you may be surprised by how much it costs to work out.

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Fitness resource TotalShape.com analyzed data from cost-of-living site Numbeo to identify the most expensive U.S. cities in which to purchase a gym membership.

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New York City topped the list, with an average monthly fee of $106 for a gym membership in the five boroughs. The rest of the list follows — gym memberships in all the cities on the list come in well above the national average of $45 per month.

On the other hand, the following cities have the least expensive gym memberships you’ll find from coast-to-coast.

The monthly costs in these cities are still not lower than the price of a Peloton app membership, which is only $13 per month for new members after the first free month. Peloton, as many may know, is one of the most popular pieces of home gym equipment at this time. Other home gym set-ups that allow you to virtually connect with instructors (and other home users) include Mirror and Tonal.  

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Gym costs in the least expensive cities above are lower than a subscription to the Mirror App, which runs $39/month for live and on-demand classes, or the Tonal app, which is $49/month. It’s important to note that these apps can be used by family members, storing multiple user profiles at one price. So, if you plan to include a spouse or other adults in your family workout plan, you could still save money over a traditional gym membership with the right virtual fitness membership and in-home equipment. Of course, you’ll also need to factor in the costs of the home gym equipment, which can vary from a few hundred dollars up to thousands.

Related: Peloton Adds Set Up Fees Amid Financial Struggle – How Much More Will the At-Home Gym Cost You?

Realize that when you compare costs for a gym membership vs. working out at home, it doesn’t take into account the many benefits of a gym membership.  A variety of equipment, potential access to a spa or pool, and the camaraderie and accountability that develops from meeting with people with similar goals in person, rather than virtually, tends to attract people to the gym — and perhaps make the membership price worthwhile.

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There are a few methods you can employ to reduce the cost of your fitness journey.

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A gym membership can pay for itself over time as you experience improved health and more energy. But it doesn’t hurt to find ways to save money on that membership upfront, defraying future costs.

Every day, get fresh ideas on how to save and make money and achieve your financial goals.

Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all available deposit, investment, loan or credit products.

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